Terms & Conditions.

Last updated: 2 September 2026

1. Website purpose

This website provides general information about F & P Consulting and enables prospective clients to make enquiries, request proposals and book initial consultations.

2. No professional engagement created by website use

Submitting an enquiry, sending a WhatsApp message or booking an initial consultation does not by itself create a consulting engagement, adviser-client relationship or obligation for F & P Consulting to accept an assignment. A professional engagement begins only when the relevant scope, commercial terms and other applicable conditions have been agreed.

3. Initial consultations

Where described as free, the initial consultation is intended to understand the prospective client's needs and assess potential fit. It is not a substitute for a formal professional opinion, full analysis or contracted deliverable. Availability may be changed, rescheduled or withdrawn where reasonably necessary.

4. Information supplied by users

You are responsible for ensuring that information you submit is accurate and that you are authorised to share it. Please do not send highly confidential, restricted or sensitive datasets through general website or messaging channels unless an appropriate secure method has been agreed.

5. Proposals, fees and scope

Any quotation, proposal, scope, timeline or fee issued following an enquiry is subject to its stated assumptions, validity period and terms. Project work outside an agreed scope may require a revised quotation or written variation.

6. Website content

Website content is provided for general information and may be updated without notice. While we aim for accuracy, the website does not constitute legal, financial or other regulated professional advice and should not be relied upon as a substitute for advice tailored to a specific situation.

7. Intellectual property

Unless otherwise indicated, the F & P Consulting name, branding, website design and original website content are owned by or used with permission of F & P Consulting. They may not be reproduced or commercially exploited without appropriate permission.

8. Third-party services and links

The website may link to or rely on third-party platforms for forms, appointment scheduling, email, messaging and online meetings. F & P Consulting is not responsible for the independent availability, terms or security practices of third-party services.

9. Limitation

To the extent permitted by applicable law, F & P Consulting is not liable for loss arising solely from reliance on general website information, temporary website unavailability or third-party platform interruptions. Nothing in these terms excludes liability that cannot lawfully be excluded.

10. Privacy

Personal information submitted through this website is handled as described in our Privacy Notice.

11. Contact

Questions about these website terms may be sent to enquiries@fandpconsultingltd.com.